Compare accounts
Get guidance
Compare accounts
Get guidance
Money market accounts
Money market accounts are similar to savings accounts, but offer some checking features as well.
Get guidance
Banking
Unlock financial rewards by signing up for a savings or checking account with a bonus offer.
Get guidance
Compare rates
Get guidance
Compare rates
Get guidance
Buying & selling
Knowing what to look for in a real estate agent is critical. Here's how to choose the best fit for your needs.
Get guidance
Compare investments
Get guidance
Compare plans
Get guidance
Finding an advisor
Get guidance
Compare cards
Find my matches
See your card matches
Answer a few quick questions and we’ll show you your top credit card options.
Compare cards
See what the experts say
Read in-depth credit card reviews to find out which cards have the best perks and more.
Get guidance
Get advice
Build credit
Compare lenders
Get guidance
Compare lenders
Get guidance
Compare lenders
Get guidance
Compare lenders
Get guidance
HELOC
A HELOC is a variable-rate line of credit that lets you borrow funds for a set period and repay them later.
Home equity basics
Home equity loans
Home equity loans let you borrow a lump sum at a fixed rate, based on how much of the home you own outright.
Get guidance
Compare rates
Popular states
Compare rates
Popular states
Calculators
Get guidance
We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence.
Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you.
Bankrate is always editorially independent. While we adhere to strict , this post may contain references to products from our partners. Here’s an explanation for . Our is to ensure everything we publish is objective, accurate and trustworthy.
Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next.
Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. All of our content is authored by highly qualified professionals and edited by subject matter experts, who ensure everything we publish is objective, accurate and trustworthy.
Our banking reporters and editors focus on the points consumers care about most — the best banks, latest rates, different types of accounts, money-saving tips and more — so you can feel confident as you’re managing your money.
Bankrate follows a strict editorial policy, so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.
We value your trust. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team. Our editorial team does not receive direct compensation from our advertisers.
Bankrate’s editorial team writes on behalf of YOU – the reader. Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information.
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey.
Bankrate follows a strict editorial policy, so you can trust that our content is honest and accurate. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.
We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.
Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service.
Table of contents
Table of contents
If you’re looking for a practical book for your summer reading, Bankrate’s list of the best personal finance books for 2022 offer insightful and trustworthy expertise on what to do with your money.
Whom this book is best for:
Anyone who wants to learn from the financial behavior of millionaires.
Why the book made Bankrate’s list:
Being rich doesn’t mean being flashy. In fact, it’s the opposite. “The Millionaire Next Door” reveals that many affluent individuals shy away from buying the most expensive cars and taking the most over-the-top vacations, opting instead for a disciplined approach to their money. It turns out that being a millionaire relies more on being thrifty.
Whom this book is best for:
Retirees looking to build wealth through solid investment advice.
Why the book made Bankate’s list:
If you have questions about how to sustain your investments through your retirement, “How to Make Your Money Last” has the answers. With thoughtful details on ways to supplement income from Social Security, investments and more, Quinn shows how to create a recurring paycheck that will have you living comfortably through retirement.
Whom this book is best for:
Anyone (specifically business students) who wants to understand how the stock market works.
Why the book made Bankrate’s list:
If you’re new to investing, “A Random Walk Down Wall Street” lays out a solid blueprint for success. Malkiel goes into detail on a variety of investing strategies including smart beta investing (which combines the benefits of passive investing and the advantages of active investing strategies) and finding opportunities in emerging markets. In the process, the reader gains an understanding of the complex world of investing.
Whom this book is best for:
Readers who want a deeper understanding of the risks and rewards of investing.
Why the book made Bankrate’s list:
”The Intelligent Investor” is the gold standard of investing, teaching the importance of value investing, which enables investors to develop long-term strategies. And with updated insight from financial reporter Jason Zweig, readers will gain an understanding of long-term values and how they can incorporate them into the current financial landscape.
Whom this book is best for:
Children looking to learn the basics of personal finance.
Why the book made Bankrate’s list:
The story in this children’s book is about bunnies Max and Ruby who are trying to buy their grandma a gift for her birthday. As they set out, they encounter a series of adventures that deplete their money supply. In the process, children discover how their decisions impact the money they have.
Whom this book is best for:
Readers who want practical advice on how to manage their money.
Why the book made Bankrate’s list:
Singletary chronicles the “7 Money Mantras for a Richer Life” she learned from her grandmother. These mantras may be simple in nature, but they provide a firm foundation for anyone hoping to strengthen financial behavior. The book differentiates between wants and needs and why you should sweat the small stuff.
Whom this book is best for:
Millennials who want to understand the basics of money management and how to avoid common financial errors.
Why the book made Bankrate’s list:
Lowry creates a blueprint millennials (ages 26-41) can use to go from living from paycheck to paycheck to achieving financial goals. She delves into the thought process behind making financial decisions, such as, “Do you treat your money like a Tinder date or a marriage?” By providing applicable insight and relatable stories, Lowry gives those in their 20s, 30s and early 40s the basics they need to make better money decisions.
Whom this book is best for:
Those in their 20s and 30s seeking guidance on managing their finances.
Why this book made Bankrate’s list:
“Get a Financial Life” covers all aspects of personal finance from how to file taxes and investing, to strategies for improving your credit scores. Kobliner creates a guide that encompasses every aspect of your financial life, with practical suggestions for achieving financial goals.
Whom this book is best for:
Female breadwinners looking to balance the health of their relationships and finances.
Why this book made Bankrate’s list:
Torabi tackles a relevant topic to today’s social and financial climate: An increasing number of wives are making more money than their husbands. In 2020, women made more than their male partners in 29.9 percent of marriages, according to the Census Bureau. Twenty years earlier, the percentage was more than 6 percentage points lower (23.3 percent). In “When She Makes More,” Torabi highlights that there are significant financial but also psychological effects the changing role of the breadwinner has on those in committed relationships. Her advice is directed at women to make the most of their financial circumstances and keep their relationships healthy, but it can help men to understand relationship dynamics as well when their partner is the breadwinner.
Whom this book is best for:
Consumers looking to have more confidence in their financial decisions.
Why this book made Bankrate’s list:
Making a change in your financial life means making a change in your personal life, too. “Simple Wealth” shows how personal life decisions and financial decisions go hand in hand, providing practical advice in terms that are easy to grasp. Morphew, a financial counselor, breaks down not only how to escape the “shame cycle of money,” but also how to make affirmative moves toward financial independence and success.
Why we ask for feedback Your feedback helps us improve our content and services. It takes less than a minute to complete.
Your responses are anonymous and will only be used for improving our website.
Bankrate is always editorially independent. While we adhere to strict , this post may contain references to products from our partners. Here’s an explanation for . Our is to ensure everything we publish is objective, accurate and trustworthy.
Table of contents
6 simple ways to stay consistent with your budget
10 credit card mistakes to avoid in 2025
Bankrate.com is an independent, advertising-supported publisher and comparison service. Our websites may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. Therefore, this compensation may impact what products appear and how, where, and in what order they appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service.
Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access
BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access
© 2026 Bankrate, LLC. A Red Ventures company. All Rights Reserved.
We appreciate your feedback
Thank you for taking the time to share your experience.